Contents Insurance

Buildings Insurance

The Trust insures the structure of your home but not the contents.

Home Contents Insurance Scheme

What would happen if you had a burglary, lost your keys and had to replace your locks and keys or you accidentally broke your televisionor sound system? Would you be able to replace them?

Your belongings and home contents are YOUR responsibility, not that of  Elmbridge Housing Trust.   For details of your responsibilities please see your Tenants Information Pack/Living in your home.  (link to Tenants Info Pack/Living in your home)

We strongly advise all our tenants to take out home contents insurance. If you don’t want to take advantage of the Trust’s insurance scheme then you should make your own private arrangements.  You should also have third party cover in case someone else claims against you. This situation could arise, for example, if you leave a tap running and flood your neighbour’s flat: you could be liable for the damage caused.

To offer you an insurance policy that is affordable, we have teamed up with Royal and SunAlliance for a deal that we believe gives you good value for money.

Benefits

• No excess – you don’t have to pay the first part of ANY claim
• Pay by cash fortnightly, monthly, or direct debit , or annually.
• No high risk postcode areas
• Low minimum sums insured (from £6000 for over 60’s and £9000 for others).
• Items such as frozen food and goods kept in sheds/garages are also covered.

Special offer

Members of Elmbridge Extra get the first £10K of insurance cover for Free.

Costs

Please click here for the Rating Guide which shows you how much the insurance will cost you.

How do I apply…

For more details please call 01932 235725 or email insurance@paragonchg.co.uk